Our Business / Asset Management
Control-Based Credit Specialists in Global Residential Whole Loan Markets
Palisades’ Asset Management Team is responsible for asset-level credit decisions across the Firm’s managed portfolio.
Palisades’ Asset Management Team is responsible for asset-level credit decisions across the Firm’s managed portfolio.
In coordination with Business Intelligence and Data Science personnel, the Asset Management Team is able to leverage real-time data into actionable value-add credit decisions
Loan Review
Review and understand terms of loan agreements, disbursement milestones, loan modifications, ancillary fees
Borrower Credit Review
Review borrower’s situational profile to assess options
Data Validation
Order and review inspection and property valuation reports
Servicer Oversight
Daily interaction with loan servicers to review ‘watchlist’ assets and ensure progression of credit decisions
Disbursement Approval
Confirm milestones are achieved prior to approving disbursement requests on property rehabilitation and construction loans
Regulatory Trend Analysis
Maintain visibility into Federal, state and local law impacting portfolio investments
Trend Analysis
Monitor trends surrounding borrower payment activity, property valuation, demographics, supply and inventory to assess portfolio risk
Concentration Risk Monitoring
Assessing concentration risks with respect to borrower exposure, geography, layered risk attributes
Natural Disaster Monitoring
Inspect all assets located in declared natural disaster areas
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This policy is effective as of January 2021
At The Palisades Group, LLC, we consider privacy to be fundamental to our relationship with our Clients. We are committed to maintaining the confidentiality, integrity and security of our current and former Clients’ non-public information. Accordingly, we have developed internal policies to protect confidentiality while allowing Clients’ needs to be met.
We respect your right to privacy. We also know, however, that you expect us to conduct our investment program in an accurate and efficient manner. To do so, we must collect and maintain certain non-public information about you and our other Clients. We collect this information from sources such as investment management agreements and other documents.
We will not disclose any non-public personal information about Clients who are individuals, except to our affiliates and service providers as allowed by applicable law or regulation. In the normal course of serving our Clients, information we collect may be shared with companies that perform various services, such as our accountants, auditors, attorneys, broker-dealers and fund administrator. Specifically, we may disclose to these service providers non-public personal information, including:
Any party that receives this information must agree to use it only for the services required and as allowed by applicable law or regulation, and is not permitted to share or use this information for any other purpose. To protect the personal information of individuals, we permit access only by authorized employees who need access to that information to provide services to us and to our Clients.
To guard Clients’ non-public personal information, we maintain physical, electronic, and procedural safeguards that comply with U.S. federal standards. An individual investor’s right to privacy extends to all forms of contact with us, including telephone, written correspondence, and electronic media, such as the Internet.
We note, however, that notwithstanding the foregoing, we reserve the right to disclose non-public personal information about Clients to any person or entity, including without limitation any governmental agency, regulatory authority or self-regulatory organization having jurisdiction over us or our affiliates, if (i) we determine in our discretion that such disclosure is necessary or advisable pursuant to or in connection with any United States federal, state, or local, or non U.S., law, rule, regulation, executive order or policy, including, without limitation, any anti-money laundering law and the USA PATRIOT Act of 2001 and (ii) such disclosure is not otherwise prohibited by law, rule, regulation, executive order or policy.
Social Media Disclosures
The Palisades Group, LLC (collectively with its divisions, subsidiaries and affiliates, “Palisades”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Palisades may sponsor and post content on or through pages, profiles, accounts, feeds, channels or other portions of various social media platforms, including but not limited to LinkedIn and Twitter for educational, promotional or other business reasons.
About Palisades Social Media Posts
No content posted by Palisades on any social media platform constitutes an offer to sell, or a solicitation of an offer to buy, shares of any investment product to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction. Additionally, all content posted by Palisades on any social media platform is intended for informational purposes only and should not be considered as investment advice or a recommendation to invest in any particular security, strategy or investment product.
Content posted by Palisades on social media may include statements concerning financial market trends, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment which may differ materially, and they should not be relied upon as such. The investment strategy and broad themes discussed in content posted by Palisades may be unsuitable for investors depending on their specific investment objectives and financial situation. Information contained in content posted by Palisades has been obtained from sources believed to be reliable, but Palisades does not make any representations regarding the accuracy of such information. Content posted by Palisades on social media is posted "as is" without any express or implied warranties. Past performance is not a guarantee of future results. All investments involve a degree of risk, including the risk of loss. Content posted by Palisades on social media may not be reproduced in any form, or referred to in any other publication, without express written permission from Palisades.
Content posted by Palisades on social media may contain links to third-party websites only as a convenience, and the inclusion of such links does not imply any endorsement, approval, investigation, verification or monitoring by Palisades of any content or information contained within or accessible from the linked websites. While Palisades makes every attempt to provide links only to those websites that it thinks are trustworthy and accurate, it cannot be responsible for the content or accuracy of the information presented on those websites. Palisades specifically disclaims any liability for any loss or damages which you may incur, directly or indirectly, as a result of your use of such websites. Palisades reserves the right to terminate a link to a third-party website at any time. Palisades is not subject to any obligations of confidentiality regarding information submitted to it through any Palisades social media page or otherwise through any social media platform.
Third-Party Posts on a Palisades Social Media Page
While Palisades may monitor third-party content posted on any Palisades social media page, such content is not reviewed before being displayed. Third-party content posted on any Palisades social media page represent the viewpoint of the third-party and are the responsibility of the third-party. Palisades cannot guarantee the appropriateness, accuracy or usefulness of any third-party content or of any third-party hyperlink, nor is Palisades responsible for any unauthorized or copyrighted materials posted by a third-party on any Palisades social media page. Palisades reserves the right to remove or edit any third-party content on any Palisades social media page that are inappropriate or that violate (or may violate) applicable regulations.
Palisades does not post or otherwise disseminate statements relating to current or former clients’ positive experiences with or endorsements of Palisades, and Palisades expects you to refrain from making such posts on any Palisades social media page. You should limit your posts on any Palisades social media page to investment themes rather than commenting, positively or negatively, on Palisades, its products, services or personnel. Although Palisades’ clients may follow this account, this should not be interpreted as a testimonial regarding any client’s experience with Palisades.
Any descriptions of, references to, or links to other products, publications or services do not constitute an endorsement, authorization, sponsorship by, or affiliation with Palisades with respect to any hyperlinked site or its sponsor, unless expressly stated by Palisades. Palisades expressly disclaims any responsibility for the posts, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites, as posted by third parties on any Palisades social media page.
Use Social Media Platforms at Your Own Risk
Palisades is in no way affiliated with any social media site and has no responsibility for any social media site’s operations and services. Palisades and its respective affiliates, directors, officers, or employees are not liable for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use of, or inability to access or use, a social media platform, any Palisades social media page thereon or reliance on any Palisades content posted thereon or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with a social media platform or any Palisades social media page thereon. Use of a social media platform or any Palisades social media page thereon is at your own risk.
Privacy Policy
Palisades is not responsible for the terms of use or privacy policies of any social media platform on which Palisades content may appear, including on any Palisades social media page. For additional information regarding account security and privacy, refer to the Palisades Privacy Policy, which is available on the Palisades website.
For additional information about Palisades or to contact Palisades, please visit www.palisades.us.com.